วันจันทร์ที่ 19 กรกฎาคม พ.ศ. 2553

Credit Card Deception: Offers That Can Make You Fall

Have you ever got a mail which says you are approved for a thousand of credit line offers? I did.

Yesterday, I just got an email which says I am approved for a $10,000.00 credit line, $1500.00 Cash Advance, Guaranteed Auto Loan and more. And just by clicking the link that can be found on that particular message, I am fully verified with it. You know what’s the best thing about the email? It does not require any credit check, no income requirements, no job verifications and they do not report any of the information I would love to share them to credit agencies or credit bureaus. I know what is in your mind right now: WOW! Same here, I was also amazed by these offers because it is near to perfect in my convenience of having a credit card. But in the end, I burst out my own bubble by not believing to the deception. Yes, you heard it right – it was a total credit card deception.

The offers that they have for me, basically, are just like a trap. Falling into this kind of trap would eventually make me suffer in the long run, while I am enrolled in this account that they offering. Can you imagine, are all those offer possible with just one credit card company? Probably, you might say yes – but those kinds of offers are just one form of credit card deception. Think about this fact – there are hundreds of competing credit card companies who are aiming to get new credit card applicants. So that means the email is like a trap for anyone who’d fall into it and believe it. Now here’s another thing that might let you think it really is a trap – credit card companies will really look at your financial stability and will still decide on how much credit they can offer you based on your credit card history as well as your present financial status. So, is there any means that I can actually get what the email has just told me? Nah! A big lie, isn’t it?

Always bear this in mind, credit card companies will always be on search for applicants and with their aim to get as many applicants as they can – they can deceive you as much as they deceived me. The offers are just way too good for someone who’s really not worthy of the offer. If you think you are one of those few, then think about it as one of the companies’ tactics of deceiving many people. There are indeed a lot ofcredit card deception tactics that credit card companies use to catch their preys. However, in the end, it is still up to you, or the receiver of this kind of offers, if they’d grab it. Just think of the future consequences that might happen. Remember, actions with no thinking actually will endanger you. So think over it carefully – don’t get too much excited and grab it without proper realizations.

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